non- medical insurance

"People always imagine disaster will strike somewhere else and their good health will last forever. But a few years ago, I suffered a mild stroke and have been on medication ever since. It isn’t that many pills, but I still have to take them...and of course go for regular routine check-ups at the hospital."

"I get tired more quickly when I read or try to concentrate, but I function normally and my memory is fairly good. However, I am finding it very difficult to get life insurance coverage."

"This worries me, since I don’t want my wife or children to suffer because of my medical issues. That’s why I called an advisor at Assumption Life who told me about a policy that would fit me to a T: Total Protection, a permanent life insurance plan. It’s life insurance with no medical examination."

"Ever since, I’ve had what you might call ‘total’ peace of mind !"

The insurance coverage you need without a medical exam just by answering a few questions on the application. And no medical means you could have your policy in days instead of weeks or months. We offer no medical plans with competitive premiums in whole life, term life and critical illness. And as always, the death benefits are tax-free.

You need a No Medical Insurance or Guaranteed Issue Health Insurance policy if:
• You've been turned down for insurance before
• You are hard to insure
• You're overweight
• You smoke
• You have high blood pressure
• You don't like needles or medical exams

There are many people who do not qualify for health insurance because they have pre-existing health conditions (cancer, diabetes, heart conditions, depression, etc.) that disqualify them. Even if a person with one of the conditions listed above qualifies for a health insurance policy, treatment related to his/her pre-existing condition may not be covered in the policy. This policy will offer comprehensive health insurance coverage to people in such a predicament.

This type of policy offers coverage to people who do not typically qualify for health insurance. People with pre-existing health issues (heart disease, cancer, etc.) will find a guaranteed issue health insurance policy helpful.

Almost everyone qualifies for this Non Medical Insurance policy; that’s the beauty of a guaranteed issue policy. People who usually don’t qualify for a health insurance policy because of pre-existing conditions (heart disease, etc.) will most likely qualify for a guaranteed issue health insurance policy. This product usually comes in a variety of price brackets. Some companies offer it as a deductible program, and others offer it as a co-pay program.

Total Protection
• You've been turned down for insurance before
• No medical exam required.
• For individuals from 18 to 80 years of age.
• Protection from $5,000 to $30,000
• Competitive premiums.
• No waiting period for accidental death coverage.
• Premiums reimbursed, with 3% interest, if death occurs in the first two years.
• Protection that could double in case of accidental death.
• Cash value available from third anniversary of coverage.
• Living benefit included at no additional cost.